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Question
Asked 328 days ago by a user from Haddonfield, NJ
I received a summons from Superior Court of New Jersey for an alleged debt I owe from 2008.
In the summons it just states that the plaintiff is now the owner of the debt and just gives an account number, and that I'm sued for the amount owed. Were they required in NJ to include a copy of the original contract with the summons? How do I go about giving my answer when I don't even know if the plaintiff is the rightful owner of the debt? Do I state in my answer that there is not enough evidence of the ownership of the debt? I have been pouring over the court rules for NJ and my head is swimming. I want to work to pay it off, but only if this well know fraudulent law firm ( Pressler and Pressler in Parisppany NJ ) can legitimately confirm they own the debt and that I'm not just throwing my money to anyone who comes along and tries to bully it out of me. Thanks for any help!
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Answers
Michael Duffy - Lawyer from Philadelphia, PA
It is the plaintiff's responsibility to prove that there is a debt owed which has not been paid. They do not need to include their evidence in their summons. Depending on the debt amount and court it can be handled in different ways, and there are court procedures for responding to all of the various situations. A good first step would be to contact the plaintiff and ask them for documentation. If the debt amount it worth it, contact an attorney to dispute your debt. Best of luck.
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